Principles, Ethics and Rights

Insurance

Summary of Good Practice Recommendations

Organisations have a responsibility to:

  • understand legal responsibilities and mitigate risk

  • meet legal obligations related to insurance, in particular for workers compensation and public liability

  • ensure insurance clauses for any template contracts are adapted to the reasonable requirements of the specific project

  • negotiate insurance arrangements and consider assisting with insurance costs 

Artists have a responsibility to:

  • understand legal responsibilities and mitigate risk

  • meet legal obligations related to insurance, in particular public liability and professional indemnity

  • review agreements to ensure their current insurance coverage matches requirements, and that insurance requests are appropriate to the project

Agreements should:

  • outline, in writing negotiated responsibilities prior to beginning work, in particular in the areas of contents insurance, workers compensation and professional indemnity

  • outline insurance for transfer of ownership arrangements – generally responsibility of artwork-related insurance lies with the party in possession or control of the artwork